JACKSONVILLE, Fla. - eTradeWire -- A new study from Wagopedia ranks pet insurance by state. Wagopedia analyzed the NAPHIA 2026 State of the Industry report, and the study finds that Massachusetts and Connecticut lead on premium intensity.

The report puts the average U.S. dog accident and illness premium at $836 per year. It counts 5.23 million insured dogs in the United States. Gross written premium in the report totals $5.7B. The report also finds that only 5.99% of U.S. dogs are insured.

The study's state ranking places Massachusetts and Connecticut at the top on premium intensity. The average premium figure of $836 per year, the 5.23 million insured dogs, the $5.7B in gross written premium, and the 5.99% share of U.S. dogs insured together describe the scale of dog accident and illness coverage in the United States, as reported in the NAPHIA 2026 State of the Industry report analyzed by Wagopedia.

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The full study is available at https://wagopedia.com/research/pet-insurance-by...

Contact: Moe Kahok, moe@wagopedia.com, Jacksonville, FL.