PORTLAND, Ore. - eTradeWire -- PORTLAND, Ore. — November 5, 2026 — FigureCal has published three new guides that explain the 2026 tax rules behind its free calculators: the One Big Beautiful Bill Act exclusions, salary-to-hourly conversion, and prior-year versus current-year IRA contributions.

The OBBB guide explains the new exclusions for qualified tips, overtime premium pay and the senior deduction: qualified tips up to $25,000 a year, overtime premium pay up to $12,500 ($25,000 for married couples filing jointly), and a senior deduction of up to $6,000, with the provisions ending after 2028, subject to income limits and eligibility rules.

The salary guide shows how to convert an annual offer to an hourly rate: a $50,000 salary equals $24.04 per hour at 2,080 hours a year, and explains how paid time off and contractor rates change the comparison. The IRA guide explains the 2026 contribution limit of $7,500, or $8,600 at age 50 or older, and that a prior-year contribution can be made until the April tax filing deadline, not the October extension date.

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FigureCal's calculators are free. The guides are published on FigureCal's guides index and cite IRS guidance.

Read the guides: https://figurecal.com/guides/
https://figurecal.com/guides/obbb-explainer/

About FigureCal: FigureCal publishes free tools for U.S. tax, mortgage, finance and business calculations. It was founded by Wanyu T.