What Is a Qualified Health Insurance Plan?

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Nevada Insurance Enrollment Elaborates on Finding an ACA-Qualified Health Insurance Plan

LAS VEGAS - eTradeWire -- When it comes to health insurance coverage, there are a lot of options available. If you are looking for affordable coverage, you have probably seen limited benefit insurance plans like medical cost-sharing programs and medical services discount cards. While these plans are cheap upfront, they are very limited in benefits. Qualified health plans typically have bigger price tags, but in ALL cases, they offer more comprehensive coverage and can help save a lot of money in the long run.

What Is an ACA-Qualified Health Plan?

A Qualified Health Plan, or QHP, is a health insurance plan that provides coverage for the 10 essential benefits outlined in the 2010 Affordable Care Act. These essential benefits include:

• Outpatient care
• Emergency services, including services provided at an out-of-network hospital
• Hospitalization, such as for surgeries and overnight stays
• Prenatal and postnatal care
• Treatment for mental health and substance abuse disorders, such as counseling services and psychotherapy

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• Prescription drugs
• Rehabilitative and habilitative services for policyholders with injuries, illnesses or chronic conditions
• Laboratory services
• Chronic disease management and preventative and wellness services
• Pediatric services, including vision and dental care for children

These essential health benefits are minimum requirements for all Marketplace ACA (Obamacare) plans. They are broad categories, and the specific services that are covered vary from one state to another, depending on what that state requires.

Read the full article: https://www.nevadainsuranceenrollment.com/qualified-health-insurance-plan-explained/

Learn more: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554
Website: NevadaInsuranceEnrollment.com

Nevada Insurance Enrollment
Shelly Rogers

Source: Nevada Insurance Enrollment
Filed Under: Insurance

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