MILLVILLE, Pa. - eTradeWire -- Tom Hegna, a renowned Author, TV Show Host, Speaker, and leading Economist with over 30 years of experience in helping people save and spend wisely, is bringing a fresh perspective to financial discussions.

In his latest episode, Tom sat down with Todd Valles a top IRMAA Certified Planner to discuss Income-Related Monthly Adjustment Amounts, or IRMAA. Many Medicare beneficiaries are shocked when their Social Security is drastically reduced by this hidden tax they never saw coming.

Todd has been involved with presenting the topic of Medicare IRMAA for the majority of the past decade and is now one of the few licensed and nationally recognized IRMAA Instructors. His persuasive speaking complement his 36 years of financial services experience specializing in insurance and investment products as well as retirement plan solutions.

For anyone with higher than average income during their working years, that is 15 years or less away from retirement, this interview is critically important to you. Watch this sneak peak from this insightful episode with Host Tom Hegna and Todd Valles scheduled to be released this week on the Podcast "Financial Freedom with Tom Hegna".

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https://www.youtube.com/watch?v=pCWDXwcwlZw



Every year, millions of American seniors on Medicare will have their income negatively
impacted by IRMAA. Medicare premiums coupled with IRMAA surcharges are rising
twice as fast as the COLA increases for Social Security which will put a significant dent
in a person's net retirement income. Medicare premiums are difficult to avoid. However,
with proper financial planning, IRMAA surcharges can be reduced or fully eliminated.
Don't wait until you get a letter from Social Security saying that you will be incurring
IRMAA surcharges. The time to plan is before you become a Medicare beneficiary.

Tom Hegna CLU, ChFC, CASL is an author, speaker, and economist. He has been an incredibly popular industry speaker for many years and is considered by many to be THE Retirement Income Expert! As a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars, helping Baby Boomers and seniors retire the "optimal" way. His goal is to equip listeners with practical tips and information to make smarter financial decisions.

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Todd Valles has worked for several Fortune 500 companies in the financial services sector. He has been a Keynote Speaker/Presenter at hundreds of financial advisor conferences, events and meetings and has hosted numerous IRMAA webinars. He is approved to provide CE credits for state insurance, CPE, and CFP. His educational background is in Finance and Economics with a Juris Doctor concentrating in Tax and ERISA. Todd is also an active member of the Pennsylvania Bar Association. For more information Visit: https://www.irmaacertifiedplanner.com/the-instr...

To Book a speaking engagement, webinar or CE educational seminar, please contact Todd at todd@irmaacertifiedplanner.com

This upcoming interview will be launched this week on "Financial Freedom with Tom Hegna" and will highlight how you can protect your social security. Listen and subscribe today!
https://art19.com/shows/financial-freedom-with-tom-hegna/episodes/dd42df3d-072e-45fd-acb0-378bed4f700e