EL SEGUNDO, Calif. - eTradeWire -- Nation of Homeowners, the purpose-driven platform committed to closing America's wealth gap through homeownership, has launched NOH Mortgage Group in partnership with Panorama Mortgage Group (PMG), a multichannel mortgage company headquartered in Las Vegas.

"Today, the most significant wealth disparity in America is no longer defined by race, but by real estate — the divide between renters and homeowners. Our mission is to close that divide with a strategy that empowers every American family," said Nick J. Gouché, Founder of NOH Mortgage Group.

While the median White family holds five times the wealth of the median Black family, the gap between homeowners and renters is far greater — with the median homeowner possessing nearly forty times the wealth of the median renter.

NOH Mortgage Group combines PMG's national infrastructure with Nation of Homeowners' values-driven approach to lending, designed to serve families beyond the closing table and across generations. The firm's vision is to put long-term financial empowerment at the center of every client relationship.

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At the helm is Nick J. Gouché, a three-time Top 1% Loan Originator, former President of Legacy Home Loans, and author of multiple financial literacy books. He also created Future Homeowners USA, a curriculum piloted in California schools to prepare the next generation for ownership.

"Our mission is simple but urgent," added Gouché. "Too many families lose trust in the mortgage process because they feel like a transaction, not a relationship. At NOH Mortgage Group, we're restoring trust by combining personalized mortgage strategy with long-term wealth building."

The launch comes as research shows nearly 7.3 million Americans are expected to experience buyer's remorse after buying a home, with over half unwilling to use the same loan officer again. NOH Mortgage Group aims to change this with a relationship-first model built on education, accountability, and community impact.

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"With Nick's leadership and vision, we're proud to partner with NOH Mortgage Group to create opportunities for families nationwide," said Jason Madiedo, CEO & Founder of Panorama Mortgage Group.

About Panorama Mortgage Group

Panorama Mortgage Group is a multi-channel mortgage company in Las Vegas, dedicated to increasing homeownership, particularly within underserved communities. With a client-first approach and transparent process, Panorama delivers personalized loan solutions that help families achieve their goals.

About NOH Mortgage Group

NOH Mortgage Group, founded by Nick J. Gouché, is the mortgage division of Nation of Homeowners, a platform focused on closing America's wealth gap through homeownership. With a relationship-first approach, NOH combines mortgage strategy, education, and accountability to help families build generational wealth.

www.nationofhomeowners.com/media