CLAWSON, Mich. - eTradeWire -- What comes to mind when you think of a debt collector?

Have you heard only bad things about people in the collection business?

There may be heartless collectors out there, but on the whole, people in the collection business are nothing like the cold rumors you may have seen online.

Myth 1: Debt Collectors Enjoy Making People's Lives Difficult
Contrary to popular belief, people who work in collections are not motivated by a desire to make people's lives difficult. The primary goal is to recover outstanding debts for clients while adhering to legal and ethical guidelines. They understand that financial difficulties can arise for various reasons, and their aim is to work with debtors to find mutually beneficial solutions whenever possible.

Myth 2: Debt Collectors Are Unsympathetic
While debt collectors must follow certain procedures and regulations, it doesn't mean they lack empathy. Good debt collectors recognize that each debtor's situation is unique and are often willing to explore alternative payment arrangements that take this into account. The ultimate objective is to find a resolution that satisfies both the creditor and the debtor.

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Myth 3: Debt Collectors Resort to Threats and Harassment
Ethical debt collectors operate within the bounds of the law and professional standards, which strictly prohibit threats, harassment, or abusive behavior towards debtors. Maintaining a respectful and professional demeanor is not only required by regulations like the Fair Debt Collection Practices Act (FDCPA) but also crucial for good communication and resolving debts amicably.

Myth 4: Debt Collectors Have Unlimited Power to Collect Debts
While collectors have a duty to pursue debts owed to creditors, their authority is not limitless. Debt collectors must operate within the confines of the law. This includes respecting debtors' rights, such as the right to dispute debts, request validation, or seek assistance from consumer protection agencies.

Read the full article on RSD's website: https://www.rsdcollects.com/debtcollection/commercial/5-myths-credit-collection-services

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Have Questions about Credit Collection Services?

Don't be afraid to talk to a debt collector!

If you have questions about any credit collection services, our B2B collection experts are more than happy to chat. To get in touch, call (248) 370-8160 or submit a contact form here: https://www.rsdcollects.com/contact

About Ross, Stuart & Dawson, Inc: Located in Clawson, Michigan, RSD is a commercial debt collection agency that focuses on professionalism, kindness, and most importantly, results. RSD operates both domestically and internationally in over 120 countries. Locally they serve Detroit, Grand Rapids, Lansing, the Upper Peninsula, and more. RSD is 1 of 26 agencies considered a "certified agency" by the Commercial Law League of America and is endorsed by the International Association of Commercial Collectors. https://www.rsdcollects.com/