HRA vs. Employer Sponsored Health Insurance

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Nevada Insurance Enrollment Explains What is an HRA? Health Reimbursement Arrangement (HRA)

LAS VEGAS - eTradeWire -- Finding Affordable Health Insurance Can Be a Challenge

Of all the benefits that an employer offers, health insurance is probably the one that employees value the most, and with good reason: health care in the United States is notoriously expensive, and a single emergency could saddle a patient with tens or even hundreds of thousands of dollars in medical debt. An employer-subsidized plan is a sensible option for employees. Not only does the employer pay at least 50% of the employee's premium, but the remaining premium is tax-free and taken directly from the employee's pay.

The Rising Cost of Employer-Sponsored Health Insurance

Unfortunately, in recent years, even those with employer-sponsored health plans are feeling the pinch of rising healthcare costs. In the last five years, health costs for those who get health insurance through their work, many have seen their costs double! This outpaces inflation and wage increases. In fact, over the past decade, the amount that the average family with employer-sponsored health insurance pays for health-related expenses has grown twice as fast as their wages.

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Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554

Nevada Insurance Enrollment
Shelly Rogers

Source: Nevada Insurance Enrollment
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