8 Jobs that Get Car Insurance Discounts

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COSTA MESA, Calif. - eTradeWire -- As with anything that reveals someone's personality, someone's job is a good indicator of risk. On a very obvious level, you can see how a stunt double who jumps out of moving cars is more of a risk-taker than a chemist who conducts analysis in a laboratory. Wouldn't it then follow that the stunt double should pay more in car insurance, in case his propensity for dare-devilish ways takes him over while he's behind the wheel? You're nodding.

If you are in a low-risk profession, you probably deserve a discount. And you're in luck because most insurance companies will offer them if you're in one of the jobs listed below. While auto insurance companies don't come straight out and advertise the fact that they are willing to give discounts to certain people, they often will if you persist with good reason. That's not to say that all insurers offer discounts if you fit into a low-risk category, but many will.

1. Teachers, Professors, Principals, Deans and Other Educators

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Many companies offer discounts to educators of all kinds, whether you teach pre-school, 8th grade, high school or college. Deans and principals are also contenders for major discounts on car insurance. Even people ancillary staff jobs at colleges and high school are sometimes given discounts so it's worth it to highlight your profession when you apply for car insurance.

Some car insurance companies offer very economical coverage packages for teachers and other educators. In fact, some were founded on the mission to provide car insurance exclusively for educators. Meemic Insurance, Horace Mann and Plymouth Rock are just a few insurers who focus on teachers and other educators with big discounts. Some bigger companies who offer auto insurance to all kinds of people offer steep discounts for educators too. The following are highly rated for their teacher discounts: Farmers Insurance, Liberty Mutual, Geico, Esurance and California Casualty.

Some insurance providers, namely Liberty Mutual, offer a $0 deductible if your car is vandalized on school property or during school-related events, like a game away from home. They also offer up to $2,500 per incident if teaching materials, syllabi or related textbooks are stolen or damaged. Plymouth Rock New Jersey offers up to $1,000 for the same coverage. There are others too, with lots of incentives for teachers to get insured the right way. Your best bet is to compare car insurance rates (https://smartfinancial.com/auto-insurance) for teachers.

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Note that some states also offer deeper savings over others. For example, Geico's policy saves teachers about 10% in Alabama but only 5% in Pennsylvania.

To see which other professions earn car insurance discounts, visit https://smartfinancial.com/jobs-car-insurance-discounts


Source: SmartFinancial
Filed Under: Insurance

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